Tom Walker, who was a greedy man, traded his soul to the Devil for pirate treasure. Tom's wife, who believed herself a better bargainer than Tom, never returned after leaving to meet with the Devil. When Tom went looking for his wife, he found only her apron with a heart and liver in it; afterward, Tom met with the Devil to finalize their arrangements.
In exchange for Kidd's treasure, the Devil accepted Tom's soul and his service as someone who gives high-interest loans. Pleased with those terms, Tom embraced life as a usurer and became extremely wealthy.
As Tom grew older, he became fearful of the Devil claiming what has rightfully his. He began to attend church devotedly and take any other evasive steps he could think of.
One afternoon, Tom undertook a business transaction that would cause the financial ruin one of his friends. When the man begged for mercy, Tom began to deny having made any profit from the man's business. Just then, the Devil knocked at the door and carried Tom away on a black horse.
Tom never returned and was rumored to have been seen being carried toward the swamp where he first met the Devil. When Tom's matters were turned over to trustees, they found that all of his money and material possessions were worthless. Tom Walker's ghost still haunts the Indian fort where he met with the Devil.
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